Different Financial Services for Different Needs

Our wealth management services are outlined below. As you’re reading, keep in mind that these services work hand-in-hand; we work to make the overall wealth management process seamless.

Comprehensive Financial Planning

Our careful, broad-ranging and highly-personalized discovery and planning process  – our core service -- helps us identify specific ways we can make a difference for you.  Browse the rest of this list to see all the possibilities.

Retirement planning

The purpose of retirement planning is to make sure that you have enough income and assets to live free from financial worry once you stop working. We can create a customized plan for you that focuses on accumulating and managing retirement income and assets.

Investment planning

Your investment portfolio is the vehicle that powers your financial plans and gives you the potential to reach your long-term goals. Each of our clients has their own specific financial goals and values, and varying time horizons and levels of risk tolerance, so we develop totally personalized investment plans.

Asset Management

Once your investment plan is in place, we monitor its progress and make adjustments as needed to keep you on track toward your long-term investment goals.

Tax Strategies

We use advanced tax planning techniques – such as maximizing the use of tax-advantaged investment vehicles and deferring or saving on taxes through certain investment choices and insurance products -- to help minimize income and estate taxes.

Education Planning/529 Plans

The cost of college education is ever-rising, and saving early and often can help you meet those college costs for your children and grandchildren. There are many college savings vehicles to consider; we’ll help you find the appropriate funding strategy for your individual situation.

Life and Disability Insurance

Life and disability insurance can help you take care of yourself and provide for your family in the event of an unexpected loss of income.

Long-Term Care Insurance

The costs of long-term care pose a huge risk. We can help you protect against long-term care costs – for you or your elderly parents -- with long-term care insurance from some of the oldest, most respected companies in the industry.

Divorce Financial Planning

Divorce can significantly impact your finances. But careful planning can minimize the emotional and financial costs of this life-altering event.

Estate planning

An estate plan is a map of how you want your personal and financial affairs to be handled in the future. It will help ensure that your family’s financial needs will be taken care of, and that your personal wishes will be carried out in the manner you intended.

Legacy Planning

While estate planning helps to ensure that your assets are distributed as you wish, legacy planning can preserve and convey your core values to future generations. It includes identifying your values and the legacy you would like to bestow; creating a financial philosophy for your family that reflects those values; and developing a strategy to implement your philosophy.

Charitable Giving

Charitable giving combines traditional tax planning and investment management with the psychological rewards of making a difference in the world. We can help you find an approach to maximize your ability to contribute generously, benefiting both your favorite causes and your portfolio.

Business Succession Planning

Passing on a business to a new generation is a process fraught with challenges, but planning can make a difference. We can help you articulate goals for the business; identify successor leaders and ways for them to assume responsibility; and assist with estate and tax planning.